Car Tuieng

Just about car information

Month: May 2018

Insurance Is For Those Unexpected Situations

For some people, insurance is something that is difficult to afford. Budgets are tight for everyone, and if you have never had anything bad happen to you, it is difficult to justify the monthly expenditure for something that you don’t use. The thing is that insurance exists for exactly that reason. You don’t want to use it, but you need to have it just in case. When looking in Santa Maria, California, for insurance services, you want a company that will help you find a good insurance policy that will cover your needs.

Disaster Thinking

When it comes to disaster preparation, people tend to think that it won’t happen to them. If it does happen, it won’t be that bad, and if it is that bad, there is nothing they could have done about it anyway. This same type of thinking permeates the decision to get or not get insurance. However, in contrast to the disaster scenario, insurance can help protect people from financial difficulties that arise from unexpected circumstances.

Homeowner’s Insurance

Your home is likely the largest investment you will ever make. If something were to happen to it, it is unlikely that you could pay for a new one without having severe financial hardship. Having the right insurance for your home is important. You will want to talk to an insurance agent about your current coverage and ask about things like whether it covers flooding and what kind of value you would get if the house ends up being destroyed. Losing a home is traumatic. Losing a home and being unable to replace it while still on the hook for future mortgage payments is a catastrophe.

Car Insurance

You are probably an excellent driver. Car insurance really isn’t to protect you from yourself. Rather, it is to protect you from the other guy. With the proliferation of handheld devices and texting while driving, drivers have become more distracted and dangerous than ever. Because driving seems to come automatically, many drivers believe that they can get away with a quick text, watching YouTube videos, or scrolling through their Facebook feeds. This creates a dangerous situation for all of the other responsible drivers on the road. When one of these drivers hits your vehicle, you will want to be covered because there is no guarantee that they have the right insurance.

Life Insurance

There comes a time in life when the individual needs to start thinking about his or her family. Life insurance is designed to help loved ones after the death of the heads of the family. Whether the husband or wife dies, the resulting financial hardship adds insult to the pain of the loss of a loved one. While money cannot bring the person back, it can help cover the costs of a funeral and help provide financial security as the family adjusts to the loss. The right insurance policies can also be used in emergencies for loans or to get paid out while the individual is still alive. There are many different types of life insurance policies; you will want to talk to a professional about one that is right for you.

For the Family

In Santa Maria, California, insurance services are essential to helping you find the best insurance for your needs. More importantly, they can help you choose a policy that will protect you and your family, now and in the future. By having the right insurance, you will be assured of being protected when a personal disaster like a house fire or car accident happens. It makes a huge difference in any type of recovery to not have bills and financial issues to worry about. Insurance can help with that.

Is Your Car Driving Your Pain An Osteopaths Opinion

Is your car driving your pain? An osteopaths opinion
Whether driving a car, a bus, or a lorry or even as a passenger – you could be suffering driving related back pain.
In all these cases, osteopathy can help to reduce pain and your osteopath in Manchester can offer advice on back pain management, including simple exercises to prevent problems in the future.

Keep moving is advised by osteopaths –
Its not just the driver who can stiffen up in a car. Passengers are often seated for long periods of time in a fixed position.
Movement is the key for car, driver and passenger.
As a passenger, try to alter your position from time to time and sit with your knees bent and thighs level and comfortable. Avoid sitting with your legs crossed; move them regularly.
For driver and passengers, stop regularly, ideally once an hour, especially when feeling tired.
Get out of your vehicle and walk around it several times.
Stretch like a cat, gently moving your arms around, bringing your knees up to your hips, and stretching your whole body.

Osteopaths ask any back pain sufferer to consider the following

Choose a car, with an adjustable lumbar support (and use it). Alternatively, keep a small cushion in the car to support your lower back.
Choose a car with a higher kerb height to make getting in and out less stressful on the spine.
Depressing the clutch increases the pressure on your back so choose an automatic to avoid this.
Power steering also significantly reduces the load on the spine.
Driving can give you
Neck Pain
Headaches
Eyestrain
Shoulder Pain
Wrist Pain
Elbow Pain
Back Pain
Bottom Ache
Hip Pain
Knee Pain
Foot and Ankle Pain
Is the car the right fit for you?
Sometimes, the design of the car itself can lead to back problems. If you have to drive particularly long distances, check out the cabin and layout of the controls with the tests set out below, and a comfortable motorway cruiser is gentler on your back
If the car can pass these four simple tests then there is a good chance that it is suitable for the particular driver. By using these tests a prospective buyer can make an informed choice of car and hopefully avoid drivers back pain.

Try the following tests that our Manchester Osteopaths often mention
1. The Praying Test The driver places both hands together, pointing forwards. If the steering wheel is not offset then the driver should be pointing straight at the centre of the wheel. The danger of having an offset wheel is that most drivers tend to rotate the middle of the spine to compensate for its position, producing long term back strain.
2. The Fist Test With the seat in the normal driving position make a fist with the left hand keeping the thumb to the side of the index finger. It should be possible to insert the fist on the crown of the head. If it is only just possible to insert the flat of the hand between the roof and the head then there is insufficient headroom. The danger of having too little headroom is that the driver may compensate for the lack of height by slouching in the seat which puts a strain on the spine and thighs.
3. The Look Down Test With both hands placed evenly on the steering wheel look down at the legs. It should be possible to see equal amounts of both legs between the arms. Frequently the left leg will be visible but the right leg will be obscured by the right arm which may indicate that the shoulder girdle is rotated to the left in relation to the pelvis.
4. The Right Leg Test This test should be performed after you have stopped having driven the car for a short while.
Once again, look down and examine the position of the right leg. Is it elevated above the level of the left or has it fallen out towards the edge of the seat? Is the right foot roughly in line with the thigh as it should be, or has it had to come across towards the centre of the car?
5. The Kerb Height Test Swing the right leg out of the car as though getting out, and place the right foot on the ground. Try and ensure the lower leg (shin and calf) is in a vertical position.
Now look at the surface of the right thigh. It should be sloping down towards the knee. If it is sloping upwards (i.e. if the knee is higher than the hip) you will have difficulty when exiting this vehicle.
If the car can pass these 5 simple tests there is a good chance that it is suitable for that particular driver. By utilising the tests, a prospective purchaser should be able to produce a short list of suitable vehicles, from which they can then make a choice.

When driving
Car seats can be adjusted to suit your posture but make sure that you always:
1. Keep your seat reasonably upright, leaning backwards only at a slight angle.
2. Keep the headrest adjusted so that the centre of the headrest is level with your eyes. Dont set the headrest too low as this can allow more serious injury in an accident.
3. When getting in, sit first then swing your legs into the car. When you get out, move the seat back before swinging your legs out.
4. Do you ride the clutch, resting your foot in the air? No wonder your ankles or calf muscles hurt.
5. To relax, raise your shoulders to your ears breathing in, and then lower them as you breathe out. You may want to do this at every red traffic light, or major junction.
6. Avoid reaching behind to get bags from the rear seat. Dont be lazy. Get out and open the door.
7. Be careful when loading and unloading. Lift correctly.
8. Avoid lifting unnecessary weights. Get help to change a tyre.
9. Sit with arms gently bent at the elbow to the wheel and dont lean forward out of the seat.
10. Wear a seat belt and make sure it is properly adjusted. Make sure children also have appropriate seat belts and cushions.
Remember
Prevention is better than cure.
Sit properly, drive relaxed.
Osteopaths can advise on posture.
Osteopaths treat neck and back pain and a great many other things as well.
If you are unlucky enough to be involved in a road accident osteopathy can help relieve the pain of injury, especially whiplash-type injuries.
Osteopaths are often asked by solicitors to write medico-legal reports on accident
victims, to help them claim compensation.

Super Strong Reasons To Hire Chauffeured Car Service

Visiting a foreign country and being ignorant about hiring a local means of transportation for moving around, is obviously a lazy step. It should be included in your travel plans. Whether it is airport transfers, or your business trips or country side vacation tours, you need a reliable, well-organised chauffeur car service to meet your requirements.

Lets get straight into the ethics of knowing the positive reasons for using chauffeured car:

Green chauffeured service If you are vigilant enough to know difference between a green car service and the regular chauffeured service, your intelligence would obviously provide you enough reason to go for a green chauffeured service. This service usually has fleet of ultra-low emission vehicles. The cars use regenerative braking system, wherein the energy lost during the process of coasting, or deceleration or braking is re-used as electric power.

Route knowledge It is very obvious that when you are in a foreign country, the only problem that you are going to face is transportation. The reality is that you have little idea of those harsh traffic rules, and fines. You are also not aware of the busy city routes. A chauffeured car service will provide you with professional and trained driver, who is aware of city routes that are just not busy. The professionalism shown by chauffeured car service would ensure that get transported to your forward destination safely. You do not have to get worried about all those delays or hassles.

Creates an impression A professional, chauffeured car service would always create an impression in your mind. The impression would be that of travelling in a stylish chauffeured car. Think of going for executive and elite high class cars that are ideally suited for the meetings, conferences and seminars. There is also luxury chauffeured service designed for airport transfers too. A professional chauffeured car service would create a better and more objective viewpoint in your mind.

Saves your pocket The elite chauffeur driven services provide a congenial, polite and comfortable service and this provides cost-effective way to foreign travellers in comparison to alternative means of transportation. Think of scenario whereby you need to travel frequently and continuously between several exhibitions, conferences, meetings, etc.; the cost of hiring different types of transportation will soon begin to build up. On the contrary, when you opt for the all-inclusive chauffeured car service, you have a single luxury car to match up to your travelling expectations. Hire the chauffeured car service and drive to any location within city and even outside to hinterland.

Safety in travelling One of the many key concerns that come up is your personal safety. Besides enjoying a luxurious ride, your prime objective is also to remain safe during entire travelling. And when comfort is added to your safety, there is just nothing else that you really want to think about. Think of plush and amazingly spacious interiors, and those upholstered leather seats and a peaceful relaxing environment- all of these bring forth real comfort of life. With GPS installed, and experienced chauffeur controlling the wheels, you obviously have the safety.

Clean manners and habits A professional chauffeured car driver will always maintain clean manners. He will never indulge into drinking, smoking or drugging. The driver understands his responsibilities, and knows the real objective behind duties that he is carrying out in his current designation.

With the reasons of hiring the professional chauffeured service delineated above, you need to ensure that car service you go with is reliable and offers you a luxurious, comfortable travelling experience. And ending on the last note do not show any hurry while making a choice of chauffeured car service. Be cautious of your moves.

Things To Keep In Mind When Hiring A Car In Malta

One of the most popular summer holiday destinations for tourists is the Mediterranean island of Malta (Europe). Car hire in Malta is affordable and is a much more practical alternative to local public transport. The fact that the island offers a variety of attractions to visit in very close proximity makes that hiring a car pays off, as less of your precious holiday time is wasted on unnecessary trips with public transport.

If you decide to hire a car on your Malta holiday there are a few things you should keep in mind as regards driving in Malta. Although the core information provided in these tips is truthful, they’re a little exaggerated and should definitely not be interpreted as discouraging you from hiring a car in Malta. Driving around Malta is fun, but more so if you’re informed about what to expect!

Warning – Parts of this article are purely fictional. You can easily figure out which parts I’m referring to though, with a little sense of humour!

1.Where do the Maltese drive?

The usual answer that the Maltese give you when you ask them what side of the road they drive is something along the lines of “On the shady side of the road”, or “On the side that doesn’t have potholes”. The correct answer is really “On the left hand side”. Malta is a former British colony (but has been an autonomous republic since 1964) and adopted the left hand drive system and Highway Code used in the United Kingdom.

2.Right of way depends on the size of your vehicle

Although the Maltese do actually have a Highway Code similar to the one used in the UK, the rules tend to be interpreted in a creative way by a lot of Maltese drivers. That’s not necessarily unique to Malta, but these creative interpretations of road law are probably more noticeable there. What’s most often ignored is who is supposed to be given the right of way in any given situation. In Malta, it’s generally the size of your vehicle that determines who has the right of way. If you hire a van or a Jeep you’ll get from A to B much faster compared to most road users in their economical tins on wheels. If, however, a yellow monstrosity from the Iron Age (public transport bus) crosses your path you’d better play safe and stop – the bus driver won’t. This rule applies to private coaches, lorries and mini-buses (red Ford Transit vans used as private transport).

3.Baking an egg on the dashboard

In times of economic downturn it’s tempting to go for the budget option when hiring a car on your holiday, but in the case of Malta there’s an important luxury you will not want to pass up on during the summer months: Air conditioning. Summers in Malta are HOT with temperatures reaching up to 40 degrees Celsius sometimes. Perfect for sunbathing, swimming and baking an egg on the dashboard, but not much fun when you’re on the road. A/C? YES PLEASE!

4.The moon’s surface is smoother

Maltese roads stretch to all parts of the island and getting to even the remotest of places is pretty easy, with plenty of tarmac having been laid over the years. What you’ll find, however, is that the quality of the roads in Malta is well below par compared to European standards. It does get quite bad in some parts, giving you that rollercoaster ride adrenaline rush or making it seem as if you’re driving a tumble dryer. Thankfully the roads aren’t so bad that driving becomes dangerous.

5.Parking, parking, parking

Malta is a pretty small island, and there are almost as many cars as people on the island, so you can imagine parking is a challenge in the busier areas. Problem areas in summer are Sliema, St. Julian’s, St. Paul’s Bay, Bugibba and Qawra.

6.Parking skills

Some nearly faint at the idea of having to parallel park a car, and are relieved to find a regular parking bay back home. No such luck in Malta though, where parallel parking is a necessary skill to posses since most parking spaces are pavement side slots which are pretty small compared to abroad. Surprisingly, exchanging paint is not something that happens often in Malta.

7.Learning Maltese – a beginner’s course

The Maltese are known to be passionate and expressive in their ways, and that comes forward most easily behind the steering wheel, in situations where they believe they have the right of way (but don’t). Maltese isnt an easy language to learn but the best way to start picking up a few words is by hiring a car on your Malta holiday. Dont expect the vocabulary to be the kind to boast about back home, however.

8.Navigation is key

What could be more frustrating than going out for a drive around Malta in your hired car and getting lost? Being Maltese and almost hitting a tourist stopping in the middle of the road who’s trying to figure out whether they should take the turn or not. Driving in Malta is much more fun when you know where you’re going, both for you as a tourist as well as the Maltese. If you decide not to pre-plan your trips chances are you’ll be getting a complimentary intermediate course in Maltese swearing as well. Congratulations.

9.The men (and women) in green

Now as I mentioned before, the Maltese tend to take the rules of the road as guidelines really, but it took a while for the Maltese government to realise that they had a cash cow with udders the size of a horse’s… head. The result? Local wardens, sporting their sexy green uniforms (with cap and all mind you), handing out fines left right and centre. The best tip to follow? Make sure you abide by parking rules by parking your hired car within the white lines only (and not the yellow or green ones) and you’ll avoid having to deal with citations (and wardens).

10.Avoiding being taken for a ride

Scientists spent years trying to figure out the phenomenon encountered on Maltese public transport buses and a study proved what many had thought for years: Time passes slower when you take the bus in Malta. Now, under normal circumstances it would probably be a plus – longer holidays. However, if you’re trying to get from one place of interest to another and you didn’t book a holiday that lasts for eternity, you’ll find that riding the bus in Malta is a waste of time. It is cheap though. Very cheap.

Malta car hire

Don’t be worried too much by this advice – Hiring a car and driving around in Malta is fun and not expensive, especially considering the amount of precious holiday time you save by going around in a hired car. Shop around for good car hire prices and you’ll be sure to find a bargain to suit your budget.

The Difference Between Classic And Vintage Cars

It is not always easy to determine if a vehicle is considered to be a vintage car or a classic one. The definitions seem to be changing all the time. A vintage car is usually considered to be any that was built from 1919 to 1930. However, the classic era seems to have crossed into the vintage, at least according to some experts. This can make defining the two tricky. Sometimes knowing the two are different is simply not enough information. If you have an older car and you need facts, you will want to do your homework.

The reason most people need to define their car as classic or vintage is for insurance purposes. You should always have insurance coverage on your vehicle. If anything were to happen to it you would otherwise have to pay for it out of your own pocket. And thats a chance that should never be taken with any old vehicle. Many insurance companies have a rule that the car must be at least 25 years old or older to be considered a classic. If the car is older than the 1930s it will likely be considered vintage. Of course some agencies even have a historical status for vehicles of certain ages so be sure to inquire fully.

Currently it seems that there is no concrete definition of a classic car. To some it is an old hotrod from the 1950s and for others it is the muscle cars of the 1970s. This term gets a little sticky because the definition seems to change with every person asked.

According to the Classic Car Club of America a classic automobile is any one that has been built between the years of 1925 and 1948. This is an indication of how drastically different the opinions are from resource to resource. That definition does apply to cars that were either domestic or foreign built. If you check out the clubs website and find a car missing from their classic list that you feel should be there, you can actually petition the site to add it to their list. It doesnt mean that they will but its certainly worth a try.

You will likely find that different organizations or car clubs will have their own definitions of vintage and classic cars. Many different factors affect these choices too such as the popularity of the car then and now as well as the make, model and historical value. For instance, models of vehicles that appeared on TV or in movies tend to have a higher ranking classic status than those that did not.

The rarity of the vehicle also may play a role in if it is classic or vintage. A car that is exceptionally rare will likely have a higher numerical value attached to it. This can affect what category it falls into. Do not stop searching for definitions at just one source. Compare and contrast them, form your own definition if need be based on what you find. A professional opinion is recommended for extremely valuable or rare vehicles.

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